SeniorCover Choice

Insurance Solutions Designed for Canadian Seniors

We provide trusted insurance guidance and selection services to seniors across Canada. With a clear understanding of aging-related challenges, our goal is to simplify the insurance journey and offer affordable options tailored to each client. Our dedicated consultants are ready to help you feel secure, protected, and financially prepared for the years ahead.

Personalized Approach

Our experts take time to understand your needs and guide you through every step of choosing the best insurance coverage.

Canadian Coverage Experts

We specialize in insurance options that comply with Canadian regulations and fit the unique needs of retirees living in Canada.

Affordable Premium Plans

We work with multiple insurers to find affordable plans with no unnecessary costs and reliable coverage.

Comprehensive Health Options

We help you choose from plans covering prescriptions, dental, vision, and chronic care needs.

Life Insurance Tailored for Seniors

Find life insurance options with fixed premiums and guaranteed acceptance, even with pre-existing conditions.

Travel Insurance for Retirees

Enjoy peace of mind with travel insurance designed specifically for senior travellers, including multi-trip packages.

Quick, Friendly Support

Our team is always ready to answer your questions and offer clear, compassionate advice without pressure.

Wide Range of Insurance Services for Canadian Seniors

Choose from our specialized services to find the insurance coverage that suits your lifestyle and financial goals.

Health Insurance

We assist seniors in choosing health plans covering hospital care, prescriptions, mental health services, and home support. Our experts simplify your decision with side-by-side plan comparisons and benefits explanations.

Life Insurance

Our consultants help you explore affordable life insurance options that include no-medical policies and plans tailored for older adults. We ensure your loved ones remain financially secure with guaranteed payout options.

Travel Insurance

We offer insurance plans for Canadian seniors travelling abroad or within Canada. Coverage includes emergency care, trip cancellations, lost luggage, and COVID-19 protection, all adjusted for your age and health condition.

Long-Term Care Insurance

Protect your independence and future by securing coverage for nursing homes, assisted living, or home care services. We guide you through your choices so you can plan with confidence.

Critical Illness Insurance

Receive a lump-sum benefit upon diagnosis of covered illnesses like cancer or stroke. This support helps you focus on recovery while managing treatment costs and ongoing bills.

Why Seniors Across Canada Trust Our Insurance Services

We make insurance easier, more personal, and more affordable for older Canadians through guidance you can count on.

Independent and Unbiased

We are not tied to any one insurance provider. This independence allows us to offer truly objective advice tailored to your best interests.

Senior-Focused Expertise

Our specialists are trained to understand the unique needs of seniors, from chronic conditions to retirement budgeting. We provide advice that respects your stage in life.

Fast and Transparent Quotes

We deliver clear and fast insurance quotes with no hidden terms. Every option is explained in plain language to help you make confident choices.

Nationwide Service

Our services are available across Canada, with online and phone consultations that allow seniors to connect with experts from any province.

Support at Every Step

From your first question to final policy selection, we provide ongoing support, ensuring you never feel alone or confused about your coverage.

Updates and Advice on Senior Insurance in Canada

Stay informed with news on policy changes, new offers, and tips to help Canadian seniors make smart insurance decisions.

New Government Guidelines for Travel Insurance in 2025

Recent changes to travel insurance requirements for Canadian citizens have been announced. Seniors planning trips outside the country will need to ensure their coverage aligns with the new minimum standards for medical repatriation and COVID-19 care.

Senior Dental Plans: What’s Covered in 2025

Many provinces have updated their dental care policies for retirees. Learn which services are now subsidized and how you can combine provincial programs with private dental insurance to avoid unexpected expenses.

Tips for Choosing Life Insurance at Age 70+

It’s never too late to get life insurance. Learn how seniors over 70 can find affordable life plans, what to expect during the application process, and which policy types require no medical exams.

Do You Need Critical Illness Coverage After Retirement?

Critical illness insurance remains a valuable option post-retirement. This article explores how lump-sum benefits can be used to cover medical costs, travel, or home renovations after a diagnosis.

Understanding the Impact of Inflation on Your Insurance Plan

Inflation affects premiums, benefit caps, and deductible amounts. We explain how to review your current policy to ensure it continues to offer adequate protection in 2025.

Top Five Senior Travel Insurance Providers in Canada

A comparison of the most trusted travel insurance companies for Canadian seniors, including details on coverage limits, age restrictions, and special offers for long-term travellers.

Common Questions About Insurance for Seniors in Canada

We answer the most frequently asked questions from seniors looking to secure insurance coverage in Canada.

Is there an age limit for applying for life insurance?

Most insurance providers offer life insurance policies up to age 85. Depending on the policy, you may not need a medical exam. Options like guaranteed issue policies are designed specifically for older adults who want quick coverage without lengthy applications.

Can I still get travel insurance with a pre-existing condition?

Yes, many providers offer plans that cover stable pre-existing conditions. Our specialists will help you find coverage that meets your health history and travel needs, ensuring you're protected without paying more than necessary.

How much does senior health insurance cost in Canada?

Costs vary based on your age, province, and desired coverage. On average, seniors can expect to pay between \$70 and \$150 per month. We help compare plans to find affordable coverage that fits your budget and health requirements.

What if I don’t understand the policy details?

You’re not alone. Insurance terms can be confusing, especially if you're new to the process. Our team takes time to explain each section clearly and ensures you’re comfortable with every detail before making any decisions.

What Seniors Say About Our Insurance Services

We are proud to serve seniors across Canada. Here’s what some of our clients have shared about their experience with us.

Margaret F.

The team took all the stress out of choosing insurance. I didn’t know what plan was right for me, but they guided me step by step. I now have great coverage and peace of mind when I travel to visit family.

Brian T.

I appreciate how patient and clear the consultants were. They answered every question I had and helped me find a life insurance policy that fit my fixed income and health status.

Linda R.

I found it hard to compare health plans until I contacted this service. They laid out all the details side by side and helped me pick a plan that covered dental and prescriptions. So helpful and respectful.

George D.

Getting insurance felt overwhelming, but their team made it easy. They explained everything in plain language and were never pushy. I now recommend them to all my friends.

Helen J.

I needed insurance quickly for an upcoming trip and didn’t know where to start. They responded fast and set me up with a travel policy that gave me full coverage and peace of mind.

Derek M.

It’s rare to find a service that truly understands senior needs. Their knowledge and kindness really stood out. I saved money and got better coverage than what my old broker offered.

Contact Us

Reach out to our team for a free consultation and personalized insurance recommendations.